*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; }
:root {
    --navy-950: #071827;
    --navy-900: #0b2239;
    --green-700: #16755d;
    --green-800: #105d4b;
    --green-100: #dff3ec;
    --cream: #f7f6f1;
    --white: #ffffff;
    --ink: #17222c;
    --muted: #586773;
    --border: #d8dee2;
    --shadow: 0 18px 50px rgba(7, 24, 39, .1);
    --serif: 'Libre Baskerville', Georgia, serif;
    --sans: 'Inter', Arial, sans-serif;
}
html { scroll-behavior: smooth; }
body { min-width: 0; background: var(--cream); color: var(--ink); font-family: var(--sans); line-height: 1.72; -webkit-font-smoothing: antialiased; }
body.menu-open { overflow: hidden; }
a { color: inherit; }
:focus-visible { outline: 3px solid #f0b85a; outline-offset: 3px; }
.skip-link { position: fixed; left: 1rem; top: -5rem; z-index: 2000; background: var(--white); color: var(--navy-950); padding: .7rem 1rem; border-radius: .3rem; font-weight: 700; }
.skip-link:focus { top: 1rem; }
.container { width: min(1120px, calc(100% - 3rem)); margin-inline: auto; }
.site-header { position: sticky; top: 0; z-index: 1000; background: rgba(255,255,255,.97); border-bottom: 1px solid var(--border); backdrop-filter: blur(12px); }
.header-inner { min-height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 2rem; }
.brand { color: var(--navy-900); font-family: var(--serif); font-size: 1.32rem; text-decoration: none; white-space: nowrap; }
.brand span { color: var(--green-700); }
.nav-wrap { display: flex; align-items: center; gap: 2rem; }
.site-nav { display: flex; align-items: center; gap: 1.45rem; }
.site-nav a { color: #34434e; font-size: .88rem; font-weight: 600; text-decoration: none; }
.site-nav a:hover, .site-nav a[aria-current="page"] { color: var(--green-700); }
.button { display: inline-flex; min-height: 46px; align-items: center; justify-content: center; border: 1px solid transparent; border-radius: .35rem; padding: .7rem 1.2rem; font-size: .9rem; font-weight: 700; line-height: 1.25; text-align: center; text-decoration: none; transition: background .2s, color .2s, transform .2s; }
.button:hover { transform: translateY(-1px); }
.button-primary { background: var(--green-700); color: var(--white); }
.button-primary:hover { background: var(--green-800); }
.button-light { background: var(--white); color: var(--navy-900); }
.mobile-toggle { display: none; width: 44px; height: 44px; border: 0; background: transparent; cursor: pointer; }
.mobile-toggle span { display: block; width: 23px; height: 2px; margin: 5px auto; background: var(--navy-900); }
.breadcrumb { padding: 1.15rem 0; color: var(--muted); font-size: .83rem; }
.breadcrumb ol { display: flex; flex-wrap: wrap; gap: .45rem; list-style: none; padding: 0; }
.breadcrumb li + li::before { content: '>'; margin-right: .45rem; color: #84919a; }
.breadcrumb a { color: var(--green-800); text-underline-offset: .2rem; }
.page-hero { background: var(--navy-950); color: var(--white); padding: 4.5rem 0; }
.page-hero .eyebrow { color: #77cbb3; }
.page-hero h1 { max-width: 900px; }
.page-hero > .container > p:last-child { max-width: 760px; color: #d0dbe2; font-size: 1.08rem; margin-top: 1rem; }
.eyebrow { color: var(--green-700); font-size: .76rem; font-weight: 700; letter-spacing: .13em; text-transform: uppercase; margin-bottom: .75rem; }
h1, h2 { font-family: var(--serif); letter-spacing: -.025em; line-height: 1.2; }
h1 { font-size: clamp(2.15rem, 5vw, 3.8rem); }
h2 { color: var(--navy-900); font-size: clamp(1.55rem, 3vw, 2.15rem); margin: 2.6rem 0 .9rem; }
h3 { color: var(--navy-900); font-size: 1.12rem; line-height: 1.4; margin: 1.7rem 0 .6rem; }
.guides-section { padding: 5rem 0; }
.intro { max-width: 760px; color: var(--muted); font-size: 1.05rem; margin-bottom: 2.25rem; }
.guides-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.guide-card { display: flex; flex-direction: column; background: var(--white); border: 1px solid var(--border); box-shadow: var(--shadow); padding: 1.6rem; }
.guide-card h2 { font-family: var(--sans); font-size: 1.12rem; margin: 0; }
.guide-card p { color: var(--muted); font-size: .9rem; margin: .7rem 0 1.35rem; }
.guide-card a { width: fit-content; color: var(--green-800); font-size: .9rem; font-weight: 700; text-underline-offset: .25rem; margin-top: auto; }
.phone-panel { display: flex; align-items: center; justify-content: space-between; gap: 2rem; background: var(--green-700); color: var(--white); padding: 2rem; margin-top: 3rem; }
.phone-panel h2 { color: var(--white); font-size: 1.55rem; margin: 0; }
.phone-panel p { color: #e0f1eb; margin-top: .35rem; }
.phone-actions { display: flex; flex: 0 0 auto; gap: .7rem; }
.article-shell { display: grid; grid-template-columns: minmax(0, 760px) 260px; gap: 4rem; align-items: start; padding: 3.5rem 0 5rem; }
.article-header { margin-bottom: 2rem; }
.article-meta { display: flex; flex-wrap: wrap; gap: .45rem 1.1rem; color: var(--muted); font-size: .82rem; margin-top: 1.2rem; }
.article-meta span + span { position: relative; }
.article-meta span + span::before { content: ''; position: absolute; left: -.62rem; top: .62rem; width: 3px; height: 3px; border-radius: 50%; background: #9aa6ad; }
.article-content { min-width: 0; }
.article-content > p, .article-content li { color: #34434e; }
.article-content > p { margin-top: 1rem; }
.article-content ul, .article-content ol { padding-left: 1.35rem; margin: 1rem 0; }
.article-content li + li { margin-top: .55rem; }
.article-content a { color: var(--green-800); font-weight: 600; text-underline-offset: .2rem; }
.note { border-left: 4px solid var(--green-700); background: var(--green-100); padding: 1.1rem 1.25rem; margin: 1.5rem 0; }
.note p + p { margin-top: .65rem; }
.article-cta { background: var(--navy-900); color: var(--white); padding: 1.6rem; margin-top: 2.75rem; }
.article-cta h2 { color: var(--white); font-family: var(--sans); font-size: 1.3rem; margin: 0; }
.article-cta p { color: #d4dee4; margin: .5rem 0 1.15rem; }
.article-aside { position: sticky; top: 6.5rem; background: var(--white); border: 1px solid var(--border); padding: 1.25rem; }
.article-aside h2 { font-family: var(--sans); font-size: 1rem; margin: 0 0 .75rem; }
.article-aside ul { list-style: none; padding: 0; }
.article-aside li + li { border-top: 1px solid var(--border); margin-top: .75rem; padding-top: .75rem; }
.article-aside a { color: var(--green-800); font-size: .86rem; font-weight: 700; line-height: 1.45; text-underline-offset: .2rem; }
.legal-disclaimer { background: #eef1f2; border-top: 1px solid var(--border); padding: 2rem 0; }
.legal-disclaimer p { color: #45545f; font-size: .86rem; }
.legal-disclaimer p + p { margin-top: .55rem; }
.footer { background: var(--navy-950); color: #bac7cf; padding: 3.25rem 0 2rem; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr; gap: 3rem; }
.footer .brand { color: var(--white); display: inline-block; margin-bottom: .8rem; }
.footer p { font-size: .88rem; max-width: 570px; }
.footer h2 { color: var(--white); font-family: var(--sans); font-size: .83rem; letter-spacing: .08em; text-transform: uppercase; margin: 0 0 .8rem; }
.footer-links { display: grid; gap: .45rem; }
.footer-links a { width: fit-content; color: #c9d4db; font-size: .86rem; text-decoration: none; }
.footer-links a:hover { color: var(--white); }
.footer-bottom { margin-top: 2.5rem; padding-top: 1.5rem; border-top: 1px solid rgba(255,255,255,.13); color: #82939e; font-size: .76rem; }
@media (max-width: 940px) {
    .mobile-toggle { display: block; }
    .nav-wrap { display: none; position: absolute; left: 0; right: 0; top: 76px; padding: 1rem 1.5rem 1.4rem; background: var(--white); border-bottom: 1px solid var(--border); box-shadow: 0 15px 30px rgba(7,24,39,.12); }
    .nav-wrap.open { display: block; }
    .site-nav { align-items: stretch; flex-direction: column; gap: 0; }
    .site-nav a { padding: .75rem 0; }
    .nav-wrap .button { display: flex; margin-top: .65rem; width: 100%; }
    .article-shell { grid-template-columns: 1fr; gap: 2rem; }
    .article-aside { position: static; }
    .guides-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 620px) {
    .container { width: min(100% - 2rem, 1120px); }
    .page-hero { padding: 3.4rem 0; }
    .guides-section { padding: 4rem 0; }
    .guides-grid, .footer-grid { grid-template-columns: 1fr; }
    .phone-panel { display: block; padding: 1.4rem; }
    .phone-actions { display: grid; margin-top: 1.25rem; }
    .article-shell { padding-top: 2.5rem; }
    .article-meta { display: grid; gap: .25rem; }
    .article-meta span + span::before { display: none; }
    .footer-grid { gap: 2rem; }
}
@media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
    *, *::before, *::after { transition-duration: .01ms !important; }
}